Health Insurance For Parents- Eligibility | Plans

Top points to consider before buying health insurance for parents. This is the question that many might be having questions in your mind if your parents are aged can they be covered by an insurance policy?If Unfortunately, they have a disease something like Blood Pressure or diabetes would still health insurance companies be okay to cover them? There are a lot of points that we have to understand before we take insurance for our parents.Eligibility Criteria To Buy Health Insurance For Parents?If you planning to buy a health insurance for your parents then need to check whether you are eligible to buy health insurance policy or not.

Getting a health insurance plan for parents can be simple but it holds some complications and things that the insurer should be aware of else their health insurance for parents can get rejected, we can understand this with 4 cases and check which case is applicable to you:Case 1: Assume these are the parents of Mr. X and their age is around 50-60 years, will he get health insurance for parents? The answer is Yes, ideally yes they should get health insurance.Case 2: where the parents are a little bit more aged. If they are above 65 then the possibility of them getting a comprehensive insurance policy is comparatively less. Possibilities are majority of the health insurance companies saying no to covering them under insurance is going to be a shared higher.

Does Health Insurance Cover Pre-Existing Diseases?Suppose Mr. X’s parents have now been diagnosed with Blood Pressure or diabetes knowing that his parents have a pre-existing disease so that expenses can be covered by the insurance policy so in that case can Mr.X get health insurance for his parents? The answer is Yes.You can get health insurance for parents who have a pre-existing disease like high blood pressure (BP) or diabetes, but that health insurance comes with a high premium as a price. And will the health insurance companies will immediately start covering the expenses, No!

Insurance Cover For Parents By EmployersInsurance cover for parents by employers? what does that mean? Many times your employers or the company where you work cover for your insurance.Many times your corporates can also say that if you pay some additional premium will cover your parents as well. In such a case majority or a lot of corporate insurance policies will cover for a lot of diseases right from day one, so basically there will be many insurance policies that are given for corporates wherein they will be as good as no waiting period for a lot of diseases.

How Corporates Can Offer Health Insurance For Parents?

If you also think about how corporates can provide health insurance for you as well as for your parents?The reason is very simple corporates are like very big clients for insurance companies so they have many a times they do offer some extra benefits for corporates as well. So just get a check from your employer whether they have covered only your insurance or they have covered your full family insurance as a family floater.If that’s not the case ask whether is there any way by which you can add your parents or other family members to that insurance policy.